There are many benefits to you as a home buyer to arrange for a mortgage before you begin shopping for a home. We call this process Conditional Loan Approval. Following are some of the benefits you will realize by obtaining this pre-approval:

* Establishes Investment Range The maximum purchase price you can spend on a home. The benefit to you is that it allows you to shop with confidence! It also assists us in locating homes within your price range, so that we can better meet your needs. And realize, you are not required to purchase at the maximum amount; you can spend less if you so desire.

* Strengthens Your Offer When we make an offer on a home, the seller will generally look more favorably on an offer from a pre-approved buyer; it assures him/her that you can complete the transaction. The benefit to you is that it puts you in a better position than other buyers who may also submit offers for the home, which often times results in the seller accepting your offer over another.

* Close Faster Because your paperwork will be complete, we can achieve a faster closing (of escrow). Once again, the benefit to you is that an offer with a shorter escrow will look more attractive to the seller, and we can get you into your home sooner.

* Saves You Time Once we enter into a contract, our time is limited to obtain conditional loan approval. This means you will have to meet with the lender, gather and provide all of the documentation that the lender requires, and the lender will have to process the paperwork and obtain an answer for you within a very short amount of time. This can become rather hectic, especially when you are working and your time is limited! The benefit of going through this process in advance is that you can do it more leisurely, and save yourself time and frustration!

Our goal as your Realtors is to make your home purchase a pleasant, hassle-free experience. My motto is "Changing The Face Of Real Estate One Client At A Time". I strive to achieve this goal in every way possible!

Click Here to contact ME today for more information about home loans. I can put you in touch with a highly professional team of lenders who will provide you with excellent service and competitive rates.